Blog

With its low taxes and year-round beautiful weather (it’s called the Sunshine State for a reason!), it’s no surprise that more than 22 million people have chosen to call Florida…

While the news cycle may have moved on from Hurricanes Helene and Milton, Floridians are still digging out, assessing the damage, and trying to get back on their feet. From…

There were 57,362 SBA 7(a) and 504 loan approvals in 2023, totaling 27.52 billion in financing for small businesses across the country. Here in Florida, our three million small businesses…

Buying a second home in Florida has become an increasingly popular option for those looking to enjoy our state’s sunny weather, beautiful beaches, and wonderful attractions. In fact, Florida is…

The threat of hurricanes and severe weather events to the stability of businesses cannot be understated. In fact, according to the Federal Emergency Management Agency (FEMA), 25% of businesses do…

Whether you’re recently retired and looking for an idyllic locale to enjoy your post-work years or you’re looking to escape the cold North and relocate to the Sunbelt, Naples, Florida…

Are you looking for a better business banking experience in Ocala? Partnering with a true community bank gives you the responsiveness, accessibility, and easier banking you’re looking for. For this…

The cost of college has more than doubled this century, with a current annual growth rate of 4.11%.* Most parents would like to save for their child’s future education, but…

Are you looking for a better law firm banking experience? At Cogent, our experienced bankers understand the unique financial needs of attorneys and law firms of all sizes. To understand…

Paper check and electronic payment (ACH ) fraud is on the rise  and is expected to total over $24 billion in damages this year. Fortunately, there are steps your business…

In today’s complex and ever-changing economic landscape, mastering financial literacy isn’t just an advantage — it’s a necessity. A 2023 study by the TIAA Institute-GFLEC Personal Finance Index unveils a…

Cogent Bank has a long, rich history of empowering women to advance in their careers and take an active role in mentoring the next generation of bankers. In what used…

Originally Sourced from ABA Banking Journal Forget Tom Brady: Most professional athletes don’t play well into their 40s. “You play football for three to four years,” says Brandon Ghee. “And…

Women’s History Month has been observed every March since 1987. The purpose of this annual celebration is to highlight women’s contributions to American history. At Cogent Bank, we wanted to…

Bradley Lacore, SVP, Director of Wealth Management and Derek Collins, Wealth Advisor Highlighting changes taking effect in 2024 The Secure Act 2.0 was signed into law by President Biden in…

Cyberattacks are projected to cause $10.5 trillion a year in damage by 2025, a 300% increase from 2015 levels, according to McKinsey. These attacks are getting more complex, thanks in…

A new year is always a time for reflection, to look back and then forward. In both your personal life and your business, it’s a time to decide what you…

Throughout 2023, we sat down with some of Cogent Bank’s industry leaders to interview them and gather their insights on various aspects of the banking industry, ranging from residential lending…

Are you looking for help with financial planning, retirement and estate planning, managing your investments, or all of the above? Working with a private wealth advisor gives you personalized help…

Do you need private jet ownership for your business travel? With subject matter expertise, competitive loan structures and personalized service throughout the process, partnering with Cogent Bank for aviation financing…

Are you looking for an experienced banking partner for your community association? Our Association Banking team specializes in banking services and products for homeowners’ associations, country clubs, and co-ops. For…

Are you looking for a residential mortgage loan in Florida or elsewhere? With competitive rates for home purchase or refinance and attentive service from start to finish, partnering with Cogent…

One of the ways we support our communities is by meeting the specialized banking needs of local charitable and community-oriented organizations. From deposit accounts and credit cards, to commercial real…

Do you need help financing the purchase of a medical, dental, or veterinary practice? At Cogent Bank, we partner with local medical practices of all sizes, helping them to manage…

Are you looking for a more personalized banking experience? Private banking offers financial products and services tailored to individual and business banking needs.  For this blog, we sat down with…

Join us for an informative conversation with one of Cogent Bank’s SBA Lenders, Tom Koether. Tom brings 32 years of experience to his role as an SVP Business Development Officer.…

In the wake of the Silicon Valley Bank failure, businesses across the country are reevaluating their banking strategy and wondering how they can protect their total deposit balance with FDIC…

Running your business is a full-time job–and more. But don’t let your endless to-do list keep you from paying attention to the bank accounts associated with your business. For one…

While banking and finance have long been male-dominated industries, Cogent Bank is changing the narrative by empowering women team members at all levels. The finance industry has always been open…

Florida has an abundance of homeowner and condo associations, and it’s no wonder. HOAs and COAs take the stress out of homeownership, from managing landscaping and pest control services to…

Cash flow is the lifeblood of every business. Whether you sell products or services, you need to collect payment from your customers in order to pay your own bills and…

When the pandemic shut down normal life in March 2020, the small business supply chain was not ready for the flood of online orders that followed. Things have been disrupted…

The cannabis industry is one of the fastest growing fields in the country. According to the Orlando Business Journal, the field has brought nearly $6 billion to the state of…

As the economy weakens, inflation creeps higher, and prices continue to increase – small businesses are feeling the strain. For many, issues with the supply chain and facing a shortage…

You’ve successfully managed through the disruptions of the COVID-19 pandemic, but is a recession the next shoe to drop? There’s a growing number of predictions of a recession in 2023…

While the news cycle may have moved on from Hurricane Ian, Southwest Floridians are still digging out, assessing the damage, and trying to get back on their feet. From lost…

At Cogent, we believe banking is personal. Our name means “come together” and we are committed to the communities we serve. Since Hurricane Ian made landfall in Florida on September…

“We are here, but we are not here, are we?” A thought likely drifting through Alice’s sore head after tumbling down the rabbit hole. And so today we find ourselves…

In this digital age, we are inundated with news and information 24/7/365. Couple that with overbooked schedules, limited time and resources and it’s nearly impossible to stay on top of…