Business Bank in Winter Park, Orange County FL | Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Cogent Difference      Cogent Associates      Winter Park

Winter Park Banking Center

Winter Park Banking Center

Welcome to our Winter Park Banking Center, opened in 2021. We are located at the corner of W. Morse Blvd and S. Pennsylvania Ave. From the parking garage, located on Pennsylvania, walk through the breezeway located next to the drive-thru and enter the double doors. Once inside, the banking center is located on the right, past the elevator. We also have a drive-up ATM.

At Cogent Bank, we believe banking is personal and requires high-touch, innovative services. Our associates always go the extra mile for our client relationships and make sure we act in your best interest. We are also committed to the communities we serve. The Winter Park Banking Center regularly hosts non-profit board meetings as well as lunch and learns for our clients. We are also involved with Army of Angels, Second Harvest Food Bank of Central Florida, Winter Park High School Foundation, Coalition for the Homeless, iBuild of Central Florida, and Meals on Wheels.

Services Offered at Cogent Bank in Winter Park

We offer personal banking and commercial banking accounts, loans, and services. We specialize in a variety of industries such as Association Banking, Attorneys & Law Firms, Blockchain-Enabled Companies, Cannabis Banking, Government Banking, Healthcare Banking, Non-Profit Banking, and Title Companies.

Residential Lending Services Con’t

  • Debt Consolidation Mortgages
  • Renovation Mortgages
  • Portfolio Loans
  • Experienced, helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualifications to ensure you can secure the financing you need
  • Refinance your current home to potentially lower your rate
  • Detailed, attentive service from start to finish

Moving You Forward

Visit us for experienced bankers, local decision-making, and unique and diversified products including Blockchain, Cannabis, Insurance Premium Financing, Public Finance, Specialty Lending, USDA Loans, and SBA Loans.

Cogent Associates – Winter Park, Florida

Charissa Eller
Charissa Eller Commercial Relationship Manager
Location: Winter Park
Jennifer Reynolds
Jennifer Reynolds AVP, Private Banking Client Service Manager
Location: Winter Park
Susy Scarlatos
Susy Scarlatos Senior Vice President and Private Banking Relationship Manager
NMLS #1032402
Location: Winter Park
Trish Teague
Trish Teague SVP, Managing Director, Private Banking Central Florida
Location: Winter Park
Darrion Woods
Darrion Woods VP, Commercial Relationship Manager
NMLS #599835
Location: Winter Park

Contact Information for Banking Center

Phone Number 407.887.4960
Lobby Hours

Monday – Friday: 9:00 AM to 5:00 PM

Special Services
  • ATM
  • Night Drop