Business Bank in Winter Park, Orange County FL | Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Winter Park Banking Center.

Welcome to our Winter Park Banking Center, opened in 2021. We are located at the corner of W. Morse Blvd and S. Pennsylvania Ave. From the parking garage, located on Pennsylvania, walk through the breezeway located next to the drive-thru and enter the double doors. Once inside, the banking center is located on the right, past the elevator. We also have a drive-up ATM.

At Cogent Bank, we believe banking is personal and requires high-touch, innovative services. Our associates always go the extra mile for our client relationships and make sure we act in your best interest. We are also committed to the communities we serve. The Winter Park Banking Center regularly hosts non-profit board meetings as well as lunch and learns for our clients. We are also involved with Army of Angels, Second Harvest Food Bank of Central Florida, Winter Park High School Foundation, Coalition for the Homeless, iBuild of Central Florida, and Meals on Wheels.

Services Offered at Cogent Bank in Winter Park

We offer personal banking and commercial banking accounts, loans, and services. We specialize in a variety of industries such as Association Banking, Attorneys & Law Firms, Blockchain-Enabled Companies, Cannabis Banking, Government Banking, Healthcare Banking, Non-Profit Banking, and Title Companies.

Business Banking

Personal Banking

Moving You Forward

Visit us for experienced bankers, local decision-making, and unique and diversified products including Blockchain, Cannabis, Insurance Premium Financing, Public Finance, Specialty Lending, USDA Loans, and SBA Loans.

Contact Information for Winter Park Banking Center


655 West Morse Boulevard, Suite 111
Winter Park, FL 32789

Phone Number


Lobby Hours

Monday – Friday: 9:00 AM – 5:00 PM

Special Services

  • ATM
  • Night Drop