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All financing and repayment needs are different, and we will analyze your unique situation and make a sound financial decision that will benefit your business now and into the future.
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Looking for a loan with a fixed rate and set monthly payments? With both secured and unsecured options, personal loans offer customizable and predictable repayment terms and can be used for a diverse range of purposes. Our personal loans are commonly used for:
Lines of credit offer flexible and ongoing financing options for home renovations, emergency expenses, or continuing costs like educational expenses. Similar to a credit card, a line of credit gives you quick access to funds when you need them, paying interest only on the amount you’ve borrowed against your credit limit. We offer the following types of Lines of Credit:
We’ll always go the extra mile for our client relationships, and ensure we’re acting in their best interest.
We are so glad to bank with you!
Having a team of people that we can rely on and who always go above and beyond is very much appreciated.
Awesome bank,
Able to make things happen others couldn’t.
If there was an “easy” button for banking,
I’d push it at Cogent! It has been easy and an absolute pleasure working with Cogent Bank. Thank you for helping us grow our practice and business!
At Cogent Bank, we work closely with you to help you find the right financing product for your goals and budget. With fast, local decision-making and attentive service, we can simplify the application process and help you secure the financing you need on your terms. We’re proud to partner with individuals and businesses to help them achieve their financial plans and we look forward to working with you, too.
Ready to apply for a loan or line of credit? Reach out to one of our expert local lenders to get started.
