Financial Calculators - Cogent Bank

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Financial Calculators [Skip to Content]

Financial Calculators

Retirement Savings and Planning
Retirement Planner CalculatorQuickly determine if your retirement plan is on track – and learn how to keep it there.
Mortgage Calculators
Mortgage CalculatorUse this calculator to determine your monthly mortgage payment and amortization schedule.
Mortgage Payoff CalculatorSave thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Qualifier CalculatorCan you buy your dream home? Find out just how much you can afford!
Mortgage Refinance CalculatorShould you refinance your mortgage? Use this calculator to determine when you will break even on a mortgage refinance.
Loan Calculators
Amortizing Loan CalculatorEnter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Enhanced Loan CalculatorUse the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
Existing Loan CalculatorUse this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
Home Equity Line of Credit CalculatorHow big of a home equity line of credit can you receive? Use this calculator to find out!
Loan Comparison CalculatorUse this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
Credit Cards and Debt Management
Debt Consolidation CalculatorShould you consolidate your debt? Use this calculator to find out.
Investment Calculators
Investment Goal CalculatorUse this calculator to see if your investment plan is on track to meet your investment goals – and receive suggestions on how to change it if you are falling short.
Tax Calculators
Healthcare Flexible Spending Account Tax Savings CalculatorUse this calculator to see how a Healthcare Flexible Spening Account (Sectiion 125 Plan) can save you money on your income taxes.
Savings Calculators
College Savings CalculatorUse this calculator to help develop or fine tune your education savings plan.
Savings Goal CalculatorWhat will it take to reach your savings goal? This financial calculator helps you find out.
Personal Finance
Home Budget AnalysisAnalyze your budget, see where your money goes and find out where you can improve!
Net WorthThis calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Business Calculators
Breakeven Analysis CalculatorFind out how many and what price you must sell your product at to make a profit.
Business Valuation – Discounted Cash Flow CalculatorThis tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Inventory Analysis CalculatorUse this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
Profit Margin CalculatorThis calculator can help you determine the selling price for your products to achieve a desired profit margin.

Cogent Bank
420 S. Orange Avenue Suite 150
Orlando, Fl 32801

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.