Credit Cards - Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Business Banking      Banking      Credit Cards

Credit Cards

Making purchases is easy when you have the right credit card.

Both Business Credit Cards
offer the following benefits:

Manage Business Expenses

  • Track purchases on itemized statements
  • Improve cash flow with added buying power
  • Receive additional cards for your employees

Access Your Account 24/7

  • Oversee all of your business activity at a glance
  • Manage payment options and transactions
  • Set account alerts to track payments and balances

Cogent Bank offers two business credit cards (Business Platinum and Business Cash Back) each with competitive interest rates, worldwide acceptance and reward points for every purchase made.

Business Platinum
Card Benefits

  • No annual fee
  • Visa® Zero Liability*
  • Manage business expenses 24/7 through Card Manager
  • Click here to review the current pricing information

Business Platinum Cash Back
Rewards Card Benefits

  • $79 annual fee
  • 1% cash back on all qualifying net purchases up to $100,000 annually
  • Manage business expenses 24/7 through Card Manager
  • Visa® Zero Liability*
  • Click here to review the current pricing information

Purchasing Card Benefits

  • Streamline your B2B payments and set controls for everyday purchases.
  • Improve efficiency, reduce costs, and gain greater visibility into expenses and procurement
  • Free up working capital with a float of 20 days or more
  • Set spending limits specific to each card
  • Make changes to cards in real-time
  • Earn cash back rebate on all eligible purchases
  • To apply for a Purchasing Card please contact a Cogent Relationship Manager or Treasury Management representative

* The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify Card Services promptly at 1.866.598.1769 regarding any unauthorized use. Consult Card Services for additional details.

View transactions and manage payments on your business credit cards online:

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