Apply for a Credit Card | Cogent Bank - Serving Florida

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Personal Banking      Banking      Credit Cards

Credit Cards

Cogent Bank offers you
competitive interest rates
and worldwide acceptance
for maximum convenience.

Cogent Bank Offers
Two Personal Credit Cards

both offer the following additional benefits

  • Immediately borrow money to pay for purchases
  • Purchase Protection
  • Extend payments to improve cash flow
  • Efficiently track expenses
  • 24-hour fraud monitoring and lost card support
  • EMV smart chip technology for added security

Personal Platinum
Benefits Card

  • No annual fee
  • 0% intro Annual Percentage Rate (APR) on purchases for the first 7 billing cycles after account opening
  • Manage your card 24/7 through Card Manager. Click here for access.
  • Click here to review the current pricing information.

Platinum Cash Back Rewards Card

  • $35 annual fee
  • No cap on cash back, get 1% cash back on every dollar you spend
  • 0% intro APR on purchases for the first 7 billing cycles after account opening
  • Manage your card 24/7 through Card Manager. Click here for access.
  • Click here to review the current pricing information.

View transaction and manage payments on your personal credit cards online:

We’ll always go the extra mile for our client relationships, and ensure we’re acting in their best interest.

Our Credit Card Benefits

Reward
Points

Low
Rates

Generous
Limits

Easy Online
Access

We Are
Moving You
Foward