Residential Lending - Cogent Bank

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Routing Number

Our Bank Routing and Transit Number is: 063114661

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Personal Banking      Borrowing      Residential Banking

Residential Lending

Cogent Bank is committed to helping you find the right residential mortgage for your needs.

Calculate Your Future

We make the process simple and straightforward by offering you the latest
financial tools to enable you to make sound financial choices.





Residential Lending Details

  • Competitive rates for home purchase or refinance
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of financing programs available:
    • Fixed Rate Mortgages
    • Adjustable Rate Mortgages (ARMs)
    • Conventional Mortgages
    • FHA & VA Mortgages
    • Construction to Permanent Mortgages
    • Jumbo Mortgages
    • Investment Property Mortgages
    • Debt Consolidation Mortgages
    • Renovation Mortgages
    • Portfolio Loans
  • Budget-friendly repayment terms, unique to your situation
  • Helpful loan advisors with working knowledge of the local real estate market
  • Free pre-qualifications to ensure you can secure the financing you need
  • Refinance your current home to potentially lower your rate
  • Detailed, attentive service from start to finish

We’ll always go the extra mile for our client relationships, and ensure we’re acting in their best interest.

Meet the Residential Lending Team


Kimen Rush Allen
Kimen Rush Allen Mortgage Loan Officer
NMLS# 2056779
Location: Orlando
Phone: O: 407.247.7692
Felipe Ferreira
Felipe Ferreira EVP, Director of Residential Lending,
NMLS# 486384
Location: Orlando
Phone: M: 407.765.6076
Richard Figoli
Richard Figoli SVP, Residential Lending Relationship Manager
NMLS# 543625
Location: Orlando
Phone: O: 321.233.8882 M: 407.592.1752
Nichole Indiveri
Nichole Indiveri Mortgage Loan Officer
NMLS# 2024080
Location: Orlando
Phone: O: 321.233.8854 M: 407.488.4466
Jackie Mitchell
Jackie Mitchell SVP, Residential Lending Relationship Manager
NMLS# 528629
Location: Orlando
Phone: O: 321.233.8883 M: 407.709.1418

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