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Whether you are considering a single or multi-engine turboprop, light, mid, super midsize, or long-range jet, we can help you with competitive financing. Our suite of flexible financing solutions and commitment to client-focused execution is uniquely designed to meet the needs of sophisticated aircraft owners.
We are a leader in aircraft financing for new and pre-owned airplanes and offer:
Our Business Aviation Lending group focuses solely on aviation financing and is comprised of experienced bankers with collectively over 30 years of extensive knowledge of the industry including but not limited to; asset class, structuring, FAA, and seamless closings for our clients.
We not only have all the products and services to make your job easier, but we also have local bankers ready to meet in person or take your call when questions arise.
At Cogent Bank, we specialize in collaborating with aviation businesses of all scales, providing tailored solutions to manage both immediate and long-term financial requirements. Our relationship managers boast years of experience in banking for the aviation industry, and they stand ready to align your aviation company with the precise products and services it needs. Reach out to us today to explore our specialized aviation business banking services, and see how we can enhance your financial management, fuel your growth, and elevate your business to new heights.
Business aviation lending provides financing for purchasing, refinancing, or upgrading aircraft used for business purposes. Cogent Bank offers customized financing solutions designed to meet the unique needs of business aircraft owners and operators.
Cogent Bank provides financing for a variety of business aircraft, including corporate jets, turboprops, helicopters, and other aircraft used to support business operations. Financing options are tailored to the aircraft and the borrower’s needs.
Business aviation financing is ideal for corporations, business owners, aviation operators, and high-net-worth individuals seeking to purchase or refinance aircraft used primarily for business travel.
Yes. Cogent Bank offers aircraft refinancing solutions that may help improve cash flow, adjust loan terms, or better align financing with your business objectives.
Financing an aircraft can help preserve working capital, maintain business liquidity, and provide greater financial flexibility while acquiring the aircraft your business needs.
Yes. Cogent Bank works closely with borrowers to structure financing solutions based on the aircraft, transaction details, business cash flow, and long-term financial goals.
Applicants are typically asked to provide financial statements, ownership information, aircraft specifications, purchase details, and documentation supporting the intended use of the aircraft. Additional information may be required during underwriting.
Yes. Financing may be available for aircraft upgrades, fleet modernization, replacement aircraft, or expansion of an existing business aviation program.
Aircraft financing involves specialized underwriting that considers aircraft value, age, condition, intended use, and aviation-specific regulatory requirements in addition to traditional credit factors.
Yes. In addition to Business Aviation Lending, Cogent Bank offers Commercial Real Estate Loans, Business Term Loans, Business Lines of Credit, SBA Loans, and USDA Lending to support a wide range of business financing needs.
Yes. Aviation businesses can pair financing with Cogent Bank’s Treasury Management services to help manage cash flow, streamline payments, improve collections, and reduce fraud risk.
Cogent Bank’s Business Aviation Lending team serves aviation clients with specialized financing expertise and works with borrowers to structure solutions that fit their operational and financial needs.
Cogent Bank combines relationship-based banking with specialized aviation lending expertise, providing personalized service, responsive decision-making, and financing solutions tailored to each transaction.
Yes. Access to aircraft financing can improve operational efficiency, expand travel capabilities, strengthen customer relationships, and support long-term business growth by making travel more flexible and productive.
Contact a Cogent Bank Business Aviation Lending specialist to discuss your aircraft financing goals. The team can review your needs, explain available financing options, and help structure a solution that supports your business.
