USDA Business Loans in Florida | Cogent Bank

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Routing Number

Our Bank Routing and Transit Number is: 063114661

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Business Banking      Lending      USDA Lending

USDA Lending

At Cogent Bank we can help you grow your business with financing solutions for most any
business purpose.

USDA Lending

USDA business loans are loans guaranteed by the U.S. Department of Agriculture (USDA) and made to businesses in certain areas. These loans are very similar to Small Business Administration (SBA) loans, but with a focus on promoting small businesses and job formation in qualified census tracts and range in amount from $2,000,000 to $25,000,000.

These loans can be used for:

  • Business modernization, development or repair
  • Commercial real estate purchase, development or improvement
  • Machinery, equipment, supplies or inventory purchase(s)
  • Working capital
  • Integrated agriculture production or processing facilities
  • Debt refinancing when it improves cash flow and creates  jobs
  • Business acquisition when the loan will create or save jobs

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