Approach & Values - Cogent Bank | Serving Florida

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Routing Number

Our Bank Routing and Transit Number is: 063114661

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The Cogent Difference      Approach & Values

The Cogent

We believe banking is personal and requires high-touch, innovative services designed to make managing financial
transactions easier.

What sets us apart.

  • Design of the company: entrepreneurial by design
  • Execution of design: market-driven with local decision making
  • Products we offer: diversified, full-service, leading edge technology
  • Associates we hire: independent, experienced, leaders

Our Promise
Treat all constituents fairly. We do this by:

  • Conducting ourselves with honesty and integrity
  • Fulfilling our responsibilities in a responsive and positive manner
  • Acknowledging our mistakes and resolving them quickly


The Cogent Bank Core Values (REACH) are the values and behaviors that every leader and associate should demonstrate in every interaction with coworkers, clients, and the community. We will embrace and demonstrate these core values in support of an engaging and inspiring workplace culture. We will measure our values with the same effort as we measure workplace performance.

Responsive: We are easy to reach, timely, and dependable while maintaining the highest quality standards for our client and to each other.

Entrepreneurial: We are innovative and flexible in our approach to finding solutions to complex problems and business challenges.

Advisory: We pair our extensive financial knowledge and collaborative approach with teammates and clients to develop custom solutions.

Committed: We respect and value our teammates, work together to improve our communities, and are passionate about our pursuit of excellence.

Honorable: We are fair and consistent in all interactions, upstanding members of the community, act with integrity, and are inclusive of all people and cultures.