Banking for Attorneys & Law Firms in Florida | Cogent Bank

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Routing Number

Our Bank Routing and Transit Number is: 063114661

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Business Banking      Industry Specialties      Attorney & Law Firm Banking

Attorney & Law Firm Banking

Working with our experienced bankers who know your unique needs.

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Time-Saving and Smart Solutions

Our experienced bankers understand the unique financial needs of attorneys and law firms of all sizes. At Cogent, our clients work directly with an experienced relationship manager who reviews your needs and develops financing solutions tailored to you, your firm, and your clients. If you’re looking for banking services for your law firm, you can depend on our expertise and experience. 

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    Banking Solutions 

    Law firm banking has distinctive financial requirements, and it’s important to work with a bank that can anticipate and meet your firm’s specific needs. With our banking solutions, you can: 

    • Easily manage IOTA accounts for your clients, with direct payment of interest to Florida’s Bar Foundation. 
    • Accelerate receivables and improve payments with remote deposit solutions, ACH origination, and wire services. 
    • Offset service charges on your operating account by including IOTA account balances in your monthly analysis calculations. 

    Commercial Lending 

    Small businesses often depend on lines of credit and commercial loans to manage cash flow, provide financing for expansion, and manage partner transitions. At Cogent, we offer: 

    • Operating Line of Credit for your Firm
    • Partnership buy-in/buy-outs
    • Practice related commercial real estate purchase and refinance loans

    Treasury Management Services

    Like any professional establishment, your firm requires products and services to accept and make payments, manage client funds, and keep accounts secure. Our Treasury Management Services provide:  

    • Streamlined wire transfers 
    • Escrow accounting 
    • Three-way monthly reconciliation services for Real Estate closing attorneys 
    • Fraud Control Services including check positive pay and ACH fraud monitoring 
    • Merchant Processing and online payment portals 

    Private Banking

    You’ve worked hard for your money, and we’ll make sure it works hard for you. Regardless of where your financial goals are focused, strategic borrowing and thoughtful use of credit can increase the power of your wealth.  We offer custom credit strategies tailored to your needs, whether you’re looking for liquidity, funding for an investment opportunity, or a lifestyle purchase, we can help our clients by:

    • Providing personal banking, deposit, and lending solutions
    • Securing working capital and corporate loans
    • Implementing treasury management solutions

    Client Service

    We not only have all the products and services job easier, but we also have local bankers ready to meet in person or take your call when questions arise.

    • Local banking team
    • Property Management Support Team
    • CINC Partner Bank
    • Electronic Accounting Opening and Signature Cards

    Choose Cogent Bank

    From business law to family law, we serve a variety of legal professionals —and we offer attentive, customized banking for attorneys practicing solo as well as large, multi-partner firms. No matter your legal specialty or size, we have solutions that are right for you. Reach out to us today to learn more about specialty banking for law firms and see what we can do for your legal business. 

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