Business Bank in Orlando, Orange County FL | Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Downtown Orlando Banking Center.

Welcome to our Orlando Banking Center, opened in 2020. We are located next door to City Hall, across the street from Dr. Phillips Center for the Performing Arts. 

When you visit our Orlando Banking Center, you can expect to find happy, smiling faces and a warm welcome! We have a modern, sleek office with nice music filling the air. You’ll love our very chill and soothing atmosphere with an eager, accommodating team ready to assist with client needs. Our teller area is different than traditional teller lines as ours has a rounded desk that feels welcoming. Our entrance is wheelchair-accessible, and parking is available in the garage on Boone Ave–we will validate your ticket. 

At Cogent Bank, we believe banking is personal and requires high-touch, innovative services. Our associates always go the extra mile for our client relationships and make sure we act in your best interest. We are also committed to the communities we serve. Associates at the Downtown Orlando Banking Center are involved with the Ronald McDonald House in Orlando, Find, Feed and Restore, and Coalition for the Homeless.

Services Offered at Cogent Bank in Downtown Orlando

We offer personal banking and commercial banking accounts, loans, and services. We specialize in a variety of industries such as Association Banking, Attorneys & Law Firms, Blockchain-Enabled Companies, Cannabis Banking, Government Banking, Healthcare Banking, Non-Profit Banking, and Title Companies.

Business Banking

Personal Banking

Moving You Forward

Visit us for experienced bankers, local decision-making, and unique and diversified products including Blockchain, Cannabis, Insurance Premium Financing, Public Finance, Specialty Lending, USDA Loans, and SBA Loans.

Contact Information for Downtown Orlando Banking Center


420 S. Orange Ave., Suite 150
Orlando, FL 32801

Phone Number


Lobby Hours

Monday – Friday: 9:00 AM – 5:00 PM