FDIC-Insured
- Backed by the full faith and credit of the U.S. Government
To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
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You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.
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With comprehensive offerings and local service, you can rest assured your business is in good hands.
Business Checking
Comparison Chart
Calculate Your FDIC Deposit Insurance Coverage
Keep the future of your business in plain sight with our savings options. Regular savings or premium money market – our Relationship Managers can help you find the the account that’s right for you and your business.
Saving and Money Market
Comparison Chart
A Cogent Bank certificate of deposit (CD) is an investment you can count on. With a business CD you can take advantage of fixed rates, so you always know the return you’re getting.
Our 9-month Freedom CD provides the flexibility and convenience to make deposits and withdrawals without penalty, when certain requirements are met.
1One (1) penalty free withdrawal of principal per calendar month is permitted; the withdrawal must be for at least $1,000; the account must be opened (or renewed) for at least 7 days; no previous withdrawal may have occurred in the last 30 days; the withdrawal must be deposited into a checking account with our bank.
With a Visa Debit Card, you can access your funds 24/7 and make purchases at millions of locations that accept Visa. All Cogent checking accounts offer a free Visa Debit Card.
Cogent Bank offers business deposit options including business checking accounts, business savings and money market accounts, and business certificates of deposit (CDs).
Yes. Cogent Bank offers business checking accounts and provides a Business Checking Comparison Chart so businesses can compare options and choose the best fit.
On the Business Deposits page, you can review the Business Checking Comparison Chart and select View All Details to compare account features.
Cogent Bank includes features such as:
Yes. Cogent Bank’s Relationship Managers can help you choose the savings or money market account that fits your business needs.
Cogent Bank business CDs include features such as:
You can start the process online by using the Open a Business Deposit Account button on Cogent Bank’s Business Deposits page.
Eligible deposit accounts, including CDs, are FDIC insured up to applicable limits (including the standard $250,000 coverage threshold, depending on ownership category and account structure).
Yes. Cogent Bank states that business checking accounts include a free Visa Debit Card.