To report a lost or stolen debit card please call 1.888.577.0404 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.
If you "Proceed", the link will open in a new window.
You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.
If you "Proceed", the link will open in a new window.
Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.
If you "Proceed", the link will open in a new window.
Cogent Bank offers personalized trust and fiduciary services designed to help individuals, families, and business owners preserve, manage, and transfer wealth while maintaining continuity and family harmony. Our experienced Trust Department works closely with clients and their advisors to administer trusts and estate assets with professionalism, responsiveness, and care.
Complex financial and estate matters require experienced guidance and thoughtful administration. Cogent Bank can serve in a variety of fiduciary roles, including:
Our services may include trust administration, estate settlement support, fiduciary account management, investment oversight, wealth preservation strategies, business succession planning, and succession planning assistance.
As a Florida-based financial institution, Cogent Bank combines local decision-making with a relationship-driven approach. Our Trust Department provides professional oversight of trust and estate assets while working in accordance with governing documents, beneficiary needs, and applicable regulations.
Cogent Bank’s Trust Department brings more than 51 years of combined trust and estate experience. Our team includes seasoned trust professionals with expertise in trust administration, estate planning, land trusts, fiduciary services, and wealth management.

We understand that trust and estate matters are deeply personal. Our team provides:
Whether you are planning for the future, navigating an estate, managing family wealth, or seeking a professional fiduciary partner, Cogent Bank is here to help. Our Trust Department delivers the experience, stewardship, and relationship-focused service clients need to move forward with confidence.