Private Banking & Lending Services in Florida | Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com

Routing Number

Our Bank Routing and Transit Number is: 063114661

You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.

If you "Proceed", the link will open in a new window.

Proceed

You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.

If you "Proceed", the link will open in a new window.

Proceed

Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.

If you "Proceed", the link will open in a new window.

Proceed

Menu

Private Banking
Private Banking

An Exceptional Financial Experience

As a Private Banking client, you’ll receive personalized service from an expert team committed to understanding your financial needs.

You’ve Worked Hard for Your Money

We’ll make sure it works hard for you.

Regardless of where your financial goals are focused, strategic borrowing and thoughtful use of credit can increase the power of your wealth.  We offer custom credit strategies tailored to your needs, whether you’re looking for liquidity, funding for an investment opportunity, or a lifestyle purchase, we can help our clients by:

Providing personal banking, deposit, and lending options

Securing working capital and corporate loans

Implementing treasury management solutions

Banking

Your goals are our goals. We will take the time to understand your unique aspirations and recommend solutions best-suited to your objectives. Our banking services are designed for you and your dedicated Private Banker will ensure they are delivered in a personalized manner.

We provide:

  • Platinum Checking Account
  • Platinum Money Market Account
  • Business Checking Accounts
  • Certificate of Deposits
  • Individual Retirement Accounts
Lending

As a Private Banking client, you’ll enjoy customized lending solutions designed to help you achieve your goals. Your dedicated Private Banker be with you every step of the way to ensure an efficient experience delivered with top-notch service.  

We provide:

  • Mortgage loans and lines of credit on primary and secondary residences
  • Personal loans and lines of credit
  • Investment lines of credit
  • Business loans
  • Business investment loans
  • Letters of credit
  • Premium Finance

Service

As a Cogent Private Banking client, we’ll get to know you and develop a plan that supports your needs, goals and aspirations. In addition to having a dedicated local Private Banker, we also offer a robust suite of online banking resources where you can pay bills, make deposits, transfer funds, and view balance information from your computer or through our mobile app on your cell phone any time.

We make banking easy and convenient. You define how you want to do business with us — in person, by phone, or online.

Private Banking Team

Your local Cogent Private Banking team will provide you the personalized attention you deserve.

Keith Felton
Keith Felton SVP, Private Banking Relationship Manager
Location: Clearwater
Jessica Fontana
Jessica Fontana SVP, Private Banking Relationship Manager
NMLS #518225
Location: Naples
Susy Scarlatos
Susy Scarlatos Senior Vice President and Private Banking Relationship Manager
NMLS #1032402
Location: Winter Park
Trish Teague
Trish Teague SVP, Managing Director, Private Banking Central Florida
Location: Winter Park

We Are
Moving You
Foward