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Raphael is based out of our Orlando Banking Center. He has eight years of experience as a loan originator and specializes in government mortgage programs (FHA & VA), affordable Conventional products (HomeReady & HomePossible), and down payment assistance programs such as Florida Housing Finance Corporation’s Hometown Heroes. Raphael is also a member of National Hispanic Real Estate Professionals (NAHREP).
For Raphael, the most rewarding aspect of being a loan originator is helping people reach their financial goals. Whether working with first-time homebuyers, veterans, or business owners, Raphael enjoys developing relationships with his clients and making a positive impact on their lives.
Raphael’s advice for prospective home buyers is:
1) Strengthen your credit.
2) Determine your budget by way of a mortgage pre-qualification.
3) Know and consider your mortgage options.
4) Compare rates and terms from multiple lenders.
Raphael lives in Orlando with his wife, daughter, and mini-schnauzer “Maddy.” He enjoys traveling, tasting global cuisines, and cheering for his favorite sports teams.
As an experienced residential lender, Raphael is happy to discuss your lending needs.