To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.
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What does Cogent Bank do with your personal information?
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? | The types of personal information we collect, and share depend on the product or service you have with us. This information can include: Social Security number Account balances Payment history Transaction history Credit history Checking account information When you are no longer our customer, we continue to share your information as described in this notice. |
How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Cogent Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Cogent Bank share? | Can you limit this sharing? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes – to offer our products and services to you | No | We don’t share |
For joint marketing with other financial companies | No | We don’t share |
For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don’t share |
For nonaffiliates to market to you | No | We don’t share |
Questions? | Call 407.545.2662 or go to www.cogentbank.net |
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What We Do | |
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How does Cogent Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. From the time it was founded, Cogent Bank has always highly valued its customer’s privacy. We protect your confidential information and will continue to do so using progressive measures. |
How does Cogent Bank collect my personal information? | We collect your personal information, for example, when you Open an account Make deposits or withdrawals from your account Provide employment information Make a wire transfer Show your driver’s license We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes — information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State law and individual companies may give you additional rights to limit sharing. |
Definitions | |
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Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies. Cogent Bank does not share with our affiliates. |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and non-financial companies. Cogent Bank does not share with nonaffiliates, so they can market to you. |
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Cogent Bank does not jointly market. |