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Whether you’re recently retired and looking for an idyllic locale to enjoy your post-work years or you’re looking to escape the cold North and relocate to the Sunbelt, Naples, Florida has become a premier destination for transplants from across the country.
With a current population of less than 20,000 residents, Naples balances the charm of a cozy coastal town with world class amenities, from top tier golf courses to sophisticated fine dining. Combined with the splendor of the Gulf of Mexico, it’s no wonder our region has been nicknamed “Paradise Coast.”
Considering a move to Naples? This post will provide a guide to our city, its schools, neighborhoods, and premier attractions. Keep reading to learn more about what it means to call Naples home!
Founded in 1887, Naples’s development took off after the construction of the Tamiami Trail in the 1920s, which linked Tampa and Miami and still cuts through the heart of Naples today. Reminding early settlers of the Italian peninsula by its subtropical climate, the city was named after Naples, Italy.
The later completion of the Seaboard Air Line Railway further spurred growth in Naples, bringing both tourists and new residents to support the increasing need for the hospitality economy. By the mid-20th century, Naples had been transformed from a small fishing village into a popular tourist destination and a haven for the retired.
Naples is home to many luxury properties, and as a mecca for retirees looking to enjoy their golden years, the cost of living can be higher than other parts of Florida (about 10% higher) and the rest of the country (about 13% higher). While living inland can help you reduce expenses (especially for homeowners’ insurance!), residents will pay a premium for both the proximity to the Gulf and the upscale amenities found in many Naples homes.
Here are just a few facts about living in Naples, Florida:
However, the lack of personal state income tax can play a major role in offsetting the higher cost of living—and it’s possible to find more affordable properties, especially if you are willing to venture inland. If you’re looking to purchase a home, our residential lending team can help you find the right mortgage in Naples to fit your needs. Contact us to learn more about our home loan options, from Conventional Home Loans to Jumbo Mortgages Loans.
When choosing a location for your homebase, you’ll have an abundance of options, from gated HOA communities with waterfront access to affordable neighborhoods convenient to Naples’s many attractions.
Some of the most sought-after neighborhoods in Naples include:
This list is far from complete, and there are many more great niches found within Naples and greater Collier County including in the City of Everglades and Marco Island.
Collier County Schools offers a robust education for children living in Naples, with 50,000 students spread across 64 schools including traditional schools, charter schools, and virtual options. With opportunities for students to take dual-enrollment college courses and a wide variety of Advanced Placement and Cambridge Advanced International Certificate of Education (AICE) courses available, older students can get a jumpstart on their higher education—while still in high school. All students benefit from Collier County’s team of quality, well-educated staff. In fact, nearly half of its teachers hold advanced degrees.
If you’re looking for a specialized curriculum for your children, there are also many private school options available in Naples. This is in part due to Florida’s “School Choice” program, which uses public funding to provide scholarships for private K-12 education.
Some well-regarded private school options in Naples include:
For a complete list of private schools in Collier County, visit the Florida Department of Education’s Private Schools Directory.
Whether you’re buying a home or renting an apartment or condo, you’ll need to set up utilities for your place of residence. Contact your new local utility providers for electricity, water, gas, internet/cable, and waste disposal, providing them with your move-in date to make sure services are activated promptly and ready to go upon your move in.
In Naples, local utility services include:
Residents may also wish to explore national satellite and 5G options for internet and cable, or look into cable and internet bundle packages for additional savings.
Often called the “Golf Capital of the World,” Naples is home to dozens of courses and clubs, many designed by world-class course designers. Individuals come from around the world to enjoy the breadth of courses found in our county.
Top courses to check out include:
For a complete list of courses, visit the PGA’s directory of Golf Courses in Naples, FL.
Golf is certainly the top sport in Naples. As the host of the LPGA Golf Tournament for over a decade and with the abundance of world class courses and professional golfers who call Naples and the surrounding areas home, it’s no wonder golf reigns supreme.
However, there’s more to Naples than just golf. Popular sports to watch and take part in include:
Tennis: With numerous clubs and public courts, tennis is a popular sport in Naples, offering a great way to stay active in the warm climate and enjoy competitive or recreational play.
Whether you’re looking to swim in the gulf, play a game of tennis, or launch your boat, Naples public parks and beaches offer many opportunities to enjoy the sand, sun, and water of Southwest Florida.
You don’t need to own a waterfront property to experience the white sands and soft tides of the Gulf Coast. The best public beaches in Naples include:
Many of Naples’s beaches are part of Florida’s robust state park system. But Collier County also offers a number of additional recreational opportunities and facilities for residents and their guests to enjoy.
From cultural events to popular attractions, Naples provides a wide array of entertainment options for families and individuals.
Whether you’re looking for an evening in town or an excursion to entertain the grandchildren or children in your life, Naples has many notable sights to see and places to visit.
Representing Florida’s unique Gulf Coast culture and natural beauty, our festivals can provide fun and enriching experiences for the whole family.
To discover more great events, check out the Naple’s Florida Travel Guide’s Annual Events List.
Our thriving, diverse economy makes Naples a great place to do business. Bolstered by tourism, real estate, and healthcare, our local economy provides a stable foundation for a variety of types of businesses. And the favorable tax climate (no personal state income tax and a low corporate tax rate) can significantly enhance the profitability of your new enterprise. Lastly, our city offers a supportive business community, from networking through the Greater Naples Chamber of Commerce to a talented local workforce.
Additional resources in Collier County to assist business startups include:
In addition to a supportive economy and a wealth of small business resources, businesses in Naples can lean on a wealth of professional business partners from a strong and skilled legal presence to robust banking and financial services. At Cogent Bank, we offer a wide range of supportive services, from International Banking Services and Treasury Management to Business Deposit Accounts, Commercial Real Estate Loans, SBA Lending, and Business Lines of Credit.
For more insights on operating your business in Naples, visit the City of Naples’s Doing Business page or explore our Business Banking options.
From individuals and families to small and large businesses, trust Cogent to be your reliable banking partner. Our growing services offer flexible options tailored to your unique needs—no matter where you are on your journey.
To learn more about all we have to offer, call or visit our Naples Banking Center, located conveniently off of the Tamiami Trail (Route 41) on Vanderbilt Beach Road.
The information contained herein is for informational/educational purposes only. The views and opinions expressed in this document may be those of the individuals and may not necessarily reflect those of Cogent Bancorp and its subsidiaries and affiliates, or the entities they may represent. Content contained herein may be used in connection with the advertising and/or marketing of products offered by Cogent Bank or Cogent Private Wealth. The material is not intended to provide or substitute for legal, tax, or financial advice or to indicate the availability or suitability of any Cogent Bank product or service. You should consult with a legal, financial, tax, or other appropriate professional(s) for your specific needs and/or objectives before making any decisions.