Jessica Fontana - Private Banking Relationship Manager | Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.

If you "Proceed", the link will open in a new window.


Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.

If you "Proceed", the link will open in a new window.



Cogent Difference      Cogent Associates      Naples      Associate Bios

Naples Banking Center

Jessica Fontana

Jessica Fontana

VP, Private Banking Relationship Manager

With twenty years of experience in the lending field, Jessica does a little bit of it all, from commercial loans to residential loans and consumer lending—something that she says keeps her job interesting and her skills sharp. In addition to decades of experience, Jessica also holds an American Bankers Association Diploma in Banking & Finance. You can find Jessica at our Naples Banking Center

What Jessica enjoys most about her work as a lender is meeting people and building personal relationships. She loves learning about her clients’ lives—where they grew up, information about their children, grandchildren, and pets, what their hobbies are, where they like to travel, and how they built their businesses. Jessica considers herself blessed to have so many clients that are like family and finds it especially rewarding to help clients purchase their dream homes or put the tools in place to grow their businesses.   

If you’re looking to apply for a loan, Jessica has this advice:  

“Be organized with your financials and always be forthcoming with your banker—we don’t like surprises. Additionally, when most people think of their advisory team, they think of their CPA, financial advisor, and attorney, but forget to include their banker/lender. We can add a lot of value and provide guidance if we are involved in this team approach.” 

Jessica has been a resident of Naples for twenty years. She is passionate about music and enjoys attending concerts and playing her guitar. She also loves everything water-related—fishing, boating, and relaxing at the beach. She serves as a committee member for the Conservancy of Southwest Florida’s RedSnook Catch and Release Charity Tournament. 

Talk to Jessica about your Personal and Business Lending Needs 

As an experienced commercial and personal lender, Jessica is happy to discuss all your lending needs.  

Phone: O: 239.610.4707 M: 239.610.4707
NMLS#: 518225

Contact Information for Banking Center

Phone Number 239.766.8943
Lobby Hours

Monday – Friday: 9:00 AM to 5:00 PM