Deposit Operations Specialist - Lake Mary - Cogent Bank
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com

Routing Number

Our Bank Routing and Transit Number is: 063114661

You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.

If you "Proceed", the link will open in a new window.

Proceed

You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.

If you "Proceed", the link will open in a new window.

Proceed

Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.

If you "Proceed", the link will open in a new window.

Proceed

Menu

Deposit Operations Specialist – Lake Mary

 Job Summary

Provides a wide range of support to Deposit Operations Manager and all other Bank departments. This position is responsible for monitoring and processing all items related to the Deposit Operations of the Bank.

Primary Responsibilities and Duties

  • Process domestic (Fedwire) and international (SWIFT) wire transfers accurately and within established deadlines.
  • Verify and validate wire instructions to ensure compliance with internal controls, OFAC regulations, and anti-money laundering (AML) guidelines.
  • Manage high volume phone calls with clients and verifying confidential information.
  • Monitor wire queues for exceptions, errors, or delays and escalate as necessary.
  • Resolve discrepancies and provide support to branch staff and clients regarding wire transactions.
  • Maintain detailed records of all wire transactions and supporting documentation for audit and compliance purposes.
  • Perform daily reconciliations and support end-of-day balancing procedures.
  • Assist in the implementation and testing of new wire transfer systems or updates.
  • Stay current on changes in payment regulations and industry standards (e.g., NACHA, SWIFT, Fedwire).
  • Provide backup support to other operations areas as needed.
  • All other tasks, responsibilities, or duties, as directed by management.

Qualifications and Skills

  • High School diploma or equivalent, and 3-5 years related experience or equivalent.
  • Effective interpersonal relationships with bank team members
  • Ability to perform tasks quickly and accurately
  • Basic Mathematical Skills
  • Basic knowledge of Excel and Word software
  • A thorough understanding and application of all policies, procedures and regulations pertaining to the work of a Deposit Operations Specialist
  • Ability to operate in a team environment to accomplish shared goals
  • Ability to effectively manage time as related to daily tasks
  • Ability to solve practical problems and interpret a variety of instructions furnished in written, oral or schedule form
  • Ability to prioritize multiple demands in a high-pressure environment while maintaining professional demeanor
  • Flexibility to adapt to changing business priorities

Click Here to Apply

Cogent Bank is an Equal Opportunity Employer.