FDIC-Insured
- Backed by the full faith and credit of the U.S. Government
To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.
If you "Proceed", the link will open in a new window.
You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.
If you "Proceed", the link will open in a new window.
Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.
If you "Proceed", the link will open in a new window.
One of the ways we support our communities is by meeting the specialized banking needs of local charitable and community-oriented organizations. From deposit accounts and credit cards, to commercial real estate and other types of loans, Cogent is here to help your non-profit manage day-to-day finances and reach long-term goals. To learn more about non-profit banking at Cogent, read our interview with Susy Scarlatos, VP, Private Banking Commercial Relationship Manager.
At Cogent, we love working with non-profits. They’re usually very easy and a lot of fun to work with. Our non-profit clients are very passionate about their cause and driven to give back to their community. It’s very rewarding to be part of that and learn more about each organization’s mission and work.
Over the years, I’ve worked with many non-profits. At Cogent, we tend to bank a lot of churches and foundations.
With non-profits, every dollar counts. We are always trying to help them save money. For example, the first order of checks is free. Typically, charitable organizations don’t seek financing. They are pretty self-sufficient and depend on donations and fundraising.
Our non-profit clients also look to us for guidance. We can help them set up and use their check scanner. We also frequently sponsor, help, or volunteer with our non-profit clients’ events. For example, Cogent does a Back To School Drive for Army of Angels. We also try to sit on clients’ boards or provide an advisory role.
As a community bank, we also like to connect people. If your non-profit needs a referral for a contractor or other professional, we can help.
We have a space at our Winter Park branch for non-profits to use for board meetings. We always strive to go beyond checking and savings to meet our clients’ needs.
When you bank with Cogent in Winter Park, you get me, Trish, and Jennifer (our assistant). We’ve all been working in this particular niche and living in Winter Park for 10, 20, 30 years. We are hands-on with our clients.
As a bank, Cogent employees volunteer in the community. Cogent also participates in Community Reinvestment Act (CRA) activities to support community development.
If you’re just starting a non-profit, you’ll need a checking and savings account, a check scanner, and wire transfers. It’s also helpful to set up online and mobile banking with Bill pay and Cogent Connection. Finally, credit and debit cards help you make everyday purchases of supplies and more. We’ll set you up with everything and show you how to use online, mobile banking, ACH, etc.
In our experience, fraud is unfortunately one of the biggest challenges for non-profits. We know that many people who run non-profits have more than one job and may not be experienced in dealing with fraud. Whether it happens internally (from employees) or externally (scammers, cybersecurity threats), we are here to help you learn the signs of fraud and how to handle and avoid it. Positive Pay, for example, can help you detect and prevent check fraud. We will help you set it up. We also do things like accompany our clients to the police station to file a report. Whatever you need, we take the extra step beyond just handling a deposit.
Susy and the rest of the Cogent bankers are dedicated to providing the personalized attention your organization needs and deserves. We are bankers who know the non-profit world. Contact us to learn more about how we can meet your non-profit banking and lending needs!
The information contained herein is for informational/educational purposes only. The views and opinions expressed in this document may be those of the individuals and may not necessarily reflect those of Cogent Bancorp and its subsidiaries and affiliates, or the entities they may represent. Content contained herein may be used in connection with the advertising and/or marketing of products offered by Cogent Bank or Cogent Private Wealth. The material is not intended to provide or substitute for legal, tax, or financial advice or to indicate the availability or suitability of any Cogent Bank product or service. You should consult with a legal, financial, tax, or other appropriate professional(s) for your specific needs and/or objectives before making any decisions.