Personal & Business Banking Associates - Cogent Bank | Serving Florida

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.

If you "Proceed", the link will open in a new window.


You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.

If you "Proceed", the link will open in a new window.


Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.

If you "Proceed", the link will open in a new window.



Cogent Difference      Cogent Associates

Meet Our Associates

Our team of knowledgeable bankers is passionate about the success of our clients.

Keith Felton
Keith Felton SVP, Private Banking Relationship Manager
Location: Clearwater
David Groves
David Groves VP, Commercial Relationship Manager
Location: Clearwater
Jacquelyn McIntosh
Jacquelyn McIntosh EVP, Market President - Pinellas County
Location: Clearwater
Cathy Swanson
Cathy Swanson EVP, Market President - Pinellas County
Location: Clearwater

Contact Information for Banking Center

Phone Number 727.477.3180
Lobby Hours

Monday – Friday: 9:00 AM – 5:00 PM