Learn More About Business Checking - Cogent Bank

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Routing Number

Our Bank Routing and Transit Number is: 063114661

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Business Banking      Banking      Deposits

Learn More About Business Checking

Every business is unique, but we have an account for every
one of them.

Learn More About Business Checking

Business CheckingBusiness Edge CheckingAnalysis CheckingIOLTA
Minimum Balance Requirement$0.00$0.00$0.00$0.00
Monthly Maintenance Fee$0.00$50.00See pricing proforma
for schedule of fees
$0.00
Monthly Fee Waived IfNo minimum
balance requirement
$50,000 Average Monthly Balance is maintainedDeposit balances receive an earnings credit to offset monthly maintenance & other service feesDeposit balances receive an earnings credit to offset monthly maintenance & other service fees
Earns InterestNoNoEarnings CreditInterest paid to Florida Bar Association
FeaturesIncludes 200 transactions
per month (Checks, deposits,
deposited items, ACH)
Includes 500 transactions
per month (Checks, deposits,
deposited items, ACH)
ACH Origination
Not Available
ACH Origination available
(up to 3 accounts).
No charge for first 75 originated items.
$0.50 for each item after.
Treasury Services available –
See pricing proforma for
schedule of fees
Treasury Services available –
See pricing proforma for
schedule of fees
Fraud Control Services available-Reverse Check Positive Pay and
ACH Positive Pay
(Fraud Control Package)
$15 monthly fee per account
Fraud Control Services available-Check Positive Pay and
ACH Positive Pay
$15 a month per account
(up to 3 accounts).
Remote Deposit Capture
not available
Includes Remote Deposit Capture
& Single Feed Scanner (for clients
depositing more than 25 checks a month)
Treasury Services availableTreasury Services available
Cogent Connection Express
Business eBanking & Bill Pay
Cogent Connection Lite
Business eBanking & Bill Pay
Cogent Connection
Business eBanking & Bill Pay
Cogent Connection
Business eBanking & Bill Pay
Free 24-hour Bank by PhoneFree 24-hour Bank by PhoneFree 24-hour Bank by PhoneFree 24-hour Bank by Phone
Free e-statementFree e-statementFree e-statementFree e-statement
Free mobile banking &
mobile deposit capture
Free mobile banking &
mobile deposit capture
Free mobile banking &
mobile deposit capture
Free mobile banking &
mobile deposit capture
Free Online Stop Payments
and Bank Cashier’s checks
Free Online Stop Payments
and Bank Cashier’s checks
Other Charges$.50 per transaction if 200
transaction limit is exceeded
$.50 per transaction if 500
transaction limit is exceeded
Check and deposit
ticket orders
Check and deposit
ticket orders
Additional Fees may applyAdditional Fees may applyCogent Connection Business eBanking &
Bill Pay Service. Fees apply
Cogent Connection Business eBanking &
Bill Pay Service. Fees apply
Check and deposit ticket ordersCheck and deposit ticket ordersCheck and deposit ticket ordersCheck and deposit ticket orders