Learn more about Business Savings & Money Market Accounts - Cogent Bank

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Routing Number

Our Bank Routing and Transit Number is: 063114661

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Learn more about Business Savings & Money Market Accounts

Business Savings Account¹Business Money Market¹
Minimum Opening Balance$0$0
Monthly Service Charge$5.00$10.00
Waived if:$300 Average Daily Balance is maintained$2,500 Average Daily Balance is maintained
Interest RateYes – Tiered Rates ApplicableYes – Tiered Rates Applicable
Six free withdrawals per statement cycle1Six free withdrawals per statement cycle1
Free Online BankingFree Online Banking
FeaturesFree 24 hour Bank by PhoneFree 24 hour Bank by Phone
Free e-statementFree e-statement
Free mobile banking & mobile deposit captureFree mobile banking & mobile deposit capture
Other ChargesCheck and deposit orders

¹During any statement cycle you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party.

A charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. Please refer to the Fee Schedule.

Fees may reduce earnings.