Innovation & Technology Banking in Florida | Cogent Bank
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Business Banking      Industry Specialties      Innovation & Technology Banking

Innovation & Technology Banking

A personalized financial experience tailored for innovative and tech-driven businesses.

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We Know the Tech & Innovation Ecosystem


At Cogent Bank, we understand the unique needs of the tech and innovation sectors. Our solutions are crafted to support venture capital funded companies seeking accelerated growth. Our team collaborates with you to tailor financial strategies that move your business forward. Businesses we serve within the tech and innovation ecosystem include but are not limited to:

  • Aerospace, Defense, and Aviation
  • Entrepreneurs and Growth Stage Companies
  • Family Offices
  • Life Sciences and Healthcare
  • Private Equity Firms
  • Software as a Service Providers
  • Tech Developers (MedTech, FinTech, AI, IT, etc.)
  • Venture Capital Firms

Meet the Innovation & Technology Banking Team


We are committed to utilizing our local resources and providing exceptional service to support your business needs. Meet the team that is dedicated to helping your business thrive. Our services are designed to meet the diverse needs of businesses in the tech and innovation ecosystem, offering your team the financial support needed at every stage of your growth.

Our Founder’s Edge relationship package provides numerous benefits, including:

  • A full suite of personal banking, checking, and lending options
  • Checking and Money Market Accounts at competitive rates
  • Waived checking fees for 12 months1
  • No incoming or outgoing wire fees for 12 months
  • Internet Banking and Remote Deposit Capture
  • Positive Pay/ACH Positive Pay
  • Escrow Accounts and ACH/Wire Transfer Solutions

Experience our personalized approach with no account relationship minimums, no call centers, and no group email inboxes. You will work directly with a dedicated Relationship Manager and team.

Jacquelyn McIntosh
Jacquelyn McIntosh EVP, Market President - Pinellas County
Location: Clearwater
1After 12-month introductory period the monthly fee of $50 is waived if a $50,000 average monthly balance is maintained.
2Applies to wires initiated via online banking for 12 months. No wire fee for as long as the account remains open.
*Other account fees and restrictions may apply. Please refer to the account disclosures provided at account opening or available upon request.

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    Superior
    Client Service

    We not only have all the products and services job easier, but we also have local bankers ready to meet in person or take your call when questions arise.

    • Local banking team
    • Property Management Support Team
    • CINC Partner Bank
    • Electronic Accounting Opening and Signature Cards

    Choose Cogent Bank

    At Cogent Bank, we are dedicated to empowering the dynamic world of tech and innovation. Our commitment extends to providing exceptional financial solutions and support tailored to your needs. With our strong capital base, cutting-edge technology, and solid internal infrastructure, we offer a range of services, including:

    • Debt and Lending Facilities
    • Asset-Based Lending
    • Term Debt and Real Estate Mortgages
    • Venture Debt and Bridge Loans
    • Partner Loans and Letters of Credit
    • Private Banking, Wealth, and Retirement Planning
    • Merchant Services, Purchasing Cards, and Blockchain Payments
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