Keith Hamilton | Sarasota Mortgage Lending Specialist
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Keith Hamilton
Cogent Difference      Cogent Associates      Associate Bios

Keith Hamilton

Senior Residential Mortgage Loan Originator
NMLS# 378623

Keith Hamilton

Senior Residential Mortgage Loan Originator
NMLS# 378623

Keith is a residential mortgage specialist at our Loan Production Office in Sarasota. With 20 years of experience, Keith offers a wealth of expertise in first-time homebuyer programs, loans for primary residences and secondary residences, investment properties, mortgages for 1 to 4 unit dwellings, as well as rate and term refinances and cash-out refinances. No matter what your home loan needs are, Keith has you covered! 

What Keith finds most satisfying about his role as a mortgage lender is helping his clients understand and find solutions for all their financial needs, and, most importantly, making sure they know what to expect during the process, from providing documentation to underwriting. As Keith says in his own words, “I feel rewarded when the deal closes and know that I did everything to make sure the clients received the best possible rate, lowest lender fees, and top-notch customer service.” 

Keith is a graduate of Fairmont State College (now Fairmont State University), where he majored in Language and Literature and minored in Business Administration. Homebuying and selling is a family affair for Keith. A member of the Sarasota County and Manatee County Associations of Realtors, his wife is also a real estate broker based in Sarasota and serving the whole state.  

If you’re looking for a loan for your next property purchase, Keith has the advice: 

“Customers should know exactly what the loan process entails. The most important thing I would advise clients and customers is to ask, ‘what are your lender fees?’ while they are shopping and find out if the rates they are being quoted include upfront discount points, because, at the end of the day, we are all consumers and want to have the least amount of funds out-of-pocket.”  

Keith has deep roots in Sarasota—he has been a resident of Sarasota for 25 years and his daughter is an elementary school teacher for the Sarasota County School District. When not assisting his borrowing clients, Keith’s hobbies and interests include golf, pickleball, deep sea fishing, inland Sarasota Bay fishing, fresh water fishing, kayaking, paddleboarding, fitness, uppercut boxing, the gym, and yoga. Keith also loves traveling and seeing new sights and places. 

Talk to Keith about your Residential Loan Needs

As an experienced mortgage specialist, Keith is happy to discuss your home loan needs. 

Location: Sarasota
O: M: 941.685.2443
NMLS#: 378623

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