Cogent Bank: Moving You Forward

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Our entrepreneurial spirit drives innovation at Cogent Bank

We are a state-chartered, Florida-based commercial bank that offers products from a variety of diversified verticals including Association Banking, Cannabis Banking, Business Aviation, and Public Finance to name a few. Keeping a foot in both worlds, we help businesses grow through traditional banking services like Deposit Accounts, Commercial Lending, Treasury Management, SBA Lending, USDA, Private Banking, Residential Lending, and Specialty Financing, including Asset Based Lending. Start a conversation with a member of our team today to learn how we can support your business.

Business Solutions

Every business is unique — and we have a custom solution for every one of them.


Financial Professionals


In total assets
as of 3/31/23


Banking Centers
throughout Florida

Personal Banking

With numerous account options and plenty of local banking experts, you can be sure to find the perfect solution for your banking needs.

The new PPP Loan program is for small businesses, non-profits, sole proprietors, and independent contractors who have exhausted their initial PPP loan. The program will make new loans through March 31, 2021, or until the new funding is exhausted.

In round one of PPP, we helped more than 1,194 small businesses gain access to over $166 million in relief.

We’re ready
to do it again!

What our clients are saying

Industry Specialties

Work with one of our experienced advisors who know your unique business needs.