Check Positive Pay - Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Check Positive Pay

Positive Pay provides daily protection against losses due to fraudulent check payments and the cashing of unauthorized checks presented at a Cogent Banking Center.

  • As checks are presented for payment , we systematically compare the dollar amount and check number to your check issue file. If the check does not match, we present this item for a “pay or no pay” decision via Online Banking.
  • Eliminates potential check fraud