Asset-Based LOC - Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Asset-Based LOC

Asset-Based Lending uses formula-based advances backed by tangible collateral to create an asset-based loan designed to meet your specific needs. Revolving Lines of Credit secured by accounts receivable and inventory can help in the following scenarios:

  • Cash support for companies that are growing rapidly – either organically or through acquisition
  • Suffered a temporary downturn 
  • Seasonal borrowing needs

By taking the time to understand your cash conversion cycle, we can customize a borrowing solution that fits your unique needs.  In addition to revolving debt, Cogent can help finance equipment needs necessary for growth or replacement of existing machinery and equipment.

Examples of the industries we serve:

  • Manufacturing
  • Distribution
  • Wholesalers
  • Staffing
  • Business Services
  • Transportation (including trucking and marine)
  • Energy
  • Government Contractors
  • Importers