FDIC-Insured
- Backed by the full faith and credit of the U.S. Government
To report a lost or stolen debit card please call 1.888.577.0404 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.
If you "Proceed", the link will open in a new window.
You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.
If you "Proceed", the link will open in a new window.
Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.
If you "Proceed", the link will open in a new window.
We can help any size business buy, sell and grow internationally with an array of products and services.
Wire payments are the fastest and surest method of sending funds to almost any foreign destination within two business days.
Cogent Bank offers a variety of international banking services, including international wire transfers, foreign currency exchange, foreign collections, and foreign drafts to help businesses and individuals conduct transactions across borders safely and efficiently.
International Banking Services are ideal for businesses that import or export goods, companies with international vendors or customers, organizations making cross-border payments, and individuals who need foreign currency or international payment solutions.
An international wire transfer is a secure electronic transfer of funds to a financial institution in another country. Cogent Bank offers international wire transfers with confirmed exchange rates, predictable transfer amounts, and fast delivery to most destinations within two business days.
International wire transfers offer a fast, secure, and reliable way to send money globally. Benefits include confirmed exchange rates, quicker delivery of funds, and confidence that payments reach the intended recipient.
Foreign collections are international payment services where Cogent Bank acts as your collection agent to help facilitate payments between buyers and sellers while providing transaction tracking and reporting throughout the process.
Yes. Cogent Bank buys and sells most foreign currencies. Popular currencies such as the Euro, British Pound, Canadian Dollar, and Mexican Peso are readily available, while additional currencies can be ordered upon request.
Yes. Cogent Bank allows customers to order foreign currency in advance by phone and pick it up at a Cogent Bank banking center, making international travel more convenient.
A foreign draft is an international payment instrument issued in a foreign currency. Cogent Bank helps clients send and receive foreign drafts while simplifying international payments and reducing collection delays.
Cogent Bank helps businesses simplify international payments, manage foreign currency transactions, facilitate cross-border collections, and improve the efficiency of global business operations through specialized international banking solutions.
Yes. Businesses can pair International Banking Services with Cogent Bank’s Treasury Management solutions to better manage cash flow, automate payments, streamline receivables, and improve fraud prevention.
Yes. Cogent Bank’s digital banking services allow clients to securely manage accounts, monitor balances, review transactions, and access banking services online while complementing international banking activities.
Cogent Bank combines personalized relationship banking with international payment expertise to help businesses and individuals conduct global financial transactions securely, efficiently, and with confidence.
Yes. By providing secure international payment solutions, foreign currency services, and cross-border transaction support, Cogent Bank helps businesses confidently conduct business with customers and suppliers around the world.
Generally, you’ll need the recipient’s name, bank name, account number or IBAN (where applicable), SWIFT/BIC code, destination country, and payment details. A Cogent Bank representative can help ensure all required information is complete before the transfer is initiated.
Contact a Cogent Bank International Banking specialist to discuss your international payment needs, foreign currency requirements, or cross-border business goals. The team can recommend the solutions that best fit your needs.