FDIC-Insured
- Backed by the full faith and credit of the U.S. Government
To report a lost or stolen debit card please call 1.888.577.0404 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.
If you "Proceed", the link will open in a new window.
You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.
If you "Proceed", the link will open in a new window.
Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.
If you "Proceed", the link will open in a new window.
That’s why we take the time to understand your goals and provide personalized solutions designed to help you manage cash flow, streamline operations, and seize new opportunities.
You’ll have direct access to experienced bankers who understand your market and are empowered to make decisions locally, helping you move quickly when it matters most.
From startup to succession planning, we offer the products and expertise to help your business thrive.
Flexible accounts designed to simplify everyday banking and support your operational needs.
Digital tools and cash management solutions that help you optimize liquidity, manage payments, and improve efficiency.
Customized financing solutions for working capital, equipment purchases, real estate, expansion, and more.
Convenient purchasing power and expense management tools to help keep your business moving.
Simple, secure payment processing solutions that allow you to accept payments wherever business happens.
Manage your accounts anytime, anywhere with secure online and mobile banking tools.
Because decisions are made locally, you’ll work with bankers who understand your business and community.
You won’t be routed through a call center. You’ll have direct access to a dedicated team focused on your success.
We do more than process transactions. We serve as a trusted resource and financial partner as your business evolves.
With banking centers throughout Florida and specialized expertise across industries, we’re committed to helping businesses across our state grow and prosper.
Whether you’re looking for a new banking relationship or exploring ways to strengthen your current one, our experienced business bankers are ready to help.
Cogent Bank provides comprehensive business banking services for companies throughout Florida. From business checking accounts and treasury management solutions to commercial lending and digital banking tools, our experienced bankers deliver personalized guidance and responsive service designed to help your business succeed.
Cogent Bank offers business deposit options including business checking accounts, business savings and money market accounts, and business certificates of deposit (CDs).
Yes. Cogent Bank offers business checking accounts and provides a Business Checking Comparison Chart so businesses can compare options and choose the best fit.
On the Business Deposits page, you can review the Business Checking Comparison Chart and select View All Details to compare account features.
Cogent Bank includes features such as:
Yes. Cogent Bank’s Relationship Managers can help you choose the savings or money market account that fits your business needs.
Cogent Bank business CDs include features such as:
You can start the process online by using the Open a Business Deposit Account button on Cogent Bank’s Business Deposits page.
Eligible deposit accounts, including CDs, are FDIC insured up to applicable limits (including the standard $250,000 coverage threshold, depending on ownership category and account structure).
Yes. Cogent Bank states that business checking accounts include a free Visa Debit Card.
