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- Backed by the full faith and credit of the U.S. Government
To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
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We offer three types of business checking accounts, and an Interest on Lawyers’ Trust Accounts (IOLTA). They each have no balance requirements and include free e-statements, online bill pay, free mobile banking, and mobile deposit capture.
Our Business Checking account has no minimum monthly balance requirement or maintenance fee. You can make up to 200 transactions per month at no added cost, such as issuing checks, making deposits, and receiving automated clearinghouse (ACH) payments.
Business Edge Checking has no minimum balance requirement, although we’ll waive the $50 monthly maintenance fee if you maintain an average monthly balance of $50,000. It allows up to 500 free transactions per month and includes ACH origination (up to three accounts). There is no charge for your first 75 ACH payments, with a $0.50 charge for each additional payment. It includes remote deposit capture with a single feed scanner for any client depositing more than 25 checks per month. Fraud control services are available for a monthly fee.
With Analysis Checking you receive an earnings credit based on your deposit balances to offset your monthly maintenance costs and other service fees. Treasury services are available
Our IOLTA makes it easy for you to manage interest on client funds, as required by Florida law.
At Cogent Bank, we understand that managing cash flow is crucial for any successful business. Our business checking accounts are designed to provide you with the tools and features necessary to streamline your financial operations. With benefits such as no monthly maintenance fees, unlimited transactions, and convenient online banking, you can focus on growing your business without worrying about hidden costs or transaction limits. Our accounts offer easy access to your funds and the flexibility to manage your finances on your terms, helping you to optimize your cash flow and ensure smooth business operations.
With a Visa Debit Card, you can access your funds 24/7 and make purchases at millions of locations that accept Visa. All Cogent checking accounts offer a free Visa Debit Card.
