FDIC-Insured
- Backed by the full faith and credit of the U.S. Government
To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.
If you "Proceed", the link will open in a new window.
You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.
If you "Proceed", the link will open in a new window.
Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.
If you "Proceed", the link will open in a new window.
Having lived and worked for more than 40 years in the Ocala area, Rick understands the local real estate market and has experience with many types of loans including conventional mortgages, non-conventional mortgages, and those backed by the FHA, VA, and USDA. He has more than 25 years of experience in lending and 13 years of experience in mortgage lending. He’s worked out of our Ocala banking center since 2025.
Rick is a U.S. Navy Submarine Service veteran and has worked as a mortgage originator and loan officer at four other banks. For Rick, the most gratifying part of his job is to attend closings and see the joy of ownership on his clients’ faces.
He’s participated in multiple charitable events through his membership in the Ocala-Silver Springs Rotary Club, where he’s a past president and a Paul Harris fellow.
Ricks advises homebuyers to “find a knowledgeable Mortgage Loan Officer with a good lender that will make your home purchasing experience as stress-free as possible.”
With extensive experience in residential lending, Rick is ready to assist you with your mortgage needs.