FDIC-Insured
- Backed by the full faith and credit of the U.S. Government
To report a lost or stolen debit card please call 1.888.577.0404 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
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You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.
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Sign up for Online Banking to access your accounts
24 hours a day, 7 days a week, from your home or office computer. It’s simple, secure and FREE!
Download the Cogent Bank app for fast and secure access to your accounts.
Introducing Zelle — a fast, safe and easy way to send money in minutes1 to friends, family and others you trust, right from the Cogent Bank mobile app. Zelle makes it easy to send money to, or receive money from, people you trust with a bank account in the U.S. Find Zelle in your Cogent Bank app.
Cogent Bank Digital Banking gives you secure, 24/7 access to your eligible accounts through Online Banking and the mobile app. You can check balances, transfer funds, pay bills, view statements, deposit checks, receive account alerts, and manage your finances from virtually anywhere.
Cogent Bank Online Banking provides convenient tools to help you manage your finances, including:
– View checking, savings, and loan balances
– Transfer funds between accounts
– Pay bills online
– Download account statements
– Search transaction history
– Make loan payments
– Reorder checks
– Export account history to Quicken® and QuickBooks®
These features allow you to bank securely from your computer anytime.
Yes. Cogent Bank offers a mobile banking app for eligible Apple® and Android™ devices. The app allows you to securely manage your accounts, transfer funds, deposit checks, pay bills, receive alerts, and review recent transactions while you’re on the go.
Yes. Mobile Check Deposit lets you deposit eligible checks directly from your smartphone using the Cogent Bank mobile app. This convenient feature helps you save time by reducing trips to a banking center.
Yes. Cogent Bank’s Online Banking and Mobile Banking services include Bill Pay, allowing you to schedule and manage payments to eligible payees from your computer or mobile device.
Yes. Digital Banking allows you to transfer funds between your eligible Cogent Bank accounts in real time, making it easy to move money between checking, savings, and loan accounts whenever you need to.
Yes. Cogent Bank customers can send and receive money with Zelle® directly through the mobile banking app. Zelle® allows you to quickly send money to friends, family, and other people you trust who have a U.S. bank account.
Yes. Cogent Bank uses secure digital banking technology to help protect your financial information. Customers can safely access their accounts online or through the mobile app while benefiting from multiple security measures designed to safeguard account activity.
Yes. Digital Banking allows you to receive account alerts that help you stay informed about your finances. Alerts can notify you of important account activity, helping you monitor your accounts more effectively.
Yes. Through Online Banking, you can securely access, download, and review your account statements whenever it’s convenient for you, eliminating the need to store paper copies.
Digital Banking allows you to manage many of your banking relationships in one place. For personal credit cards, Cogent Bank also provides Card Manager, which offers dedicated tools for viewing transactions, making payments, and monitoring card activity.
Yes. Eligible savings, money market, and checking accounts can all be accessed through Cogent Bank Digital Banking, making it easy to monitor balances, transfer funds, and review account activity from one convenient platform.
Cogent Bank Digital Banking is available through:
– Desktop and laptop computers via Online Banking
– Apple® mobile devices
– Android™ mobile devices
– SMS (text) banking on supported mobile phones
– Mobile web browsers
This flexibility allows you to bank using the device that’s most convenient for you.
If you’re an eligible customer, simply sign up through the Online Banking enrollment page or contact your local Cogent Bank banking center for assistance. Once enrolled, you’ll have secure access to your accounts 24 hours a day, seven days a week.
Digital Banking gives you greater flexibility and control over your finances by allowing you to:
– Bank anytime, anywhere
– Deposit checks remotely
– Transfer funds instantly
– Pay bills online
– Send money with Zelle®
– Monitor account activity
– Receive account alerts
– Access statements electronically
Whether you’re at home or on the go, Digital Banking makes everyday banking faster, easier, and more convenient.