John F. McDonald, Vice President and Senior Credit Underwriter
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John F. McDonald
Cogent Difference      Cogent Associates      Associate Bios

John F. McDonald

Vice President, Senior Credit Underwriter - Public Finance

John F. McDonald

Vice President, Senior Credit Underwriter - Public Finance

As Vice President and Senior Credit Underwriter of Cogent’s Public Finance team, John helps provide financing to municipalities domiciled in the U.S., which include but are not limited to states, local governments (town, cities, villages, school districts, etc.), universities, colleges, and certain not-for-profit entities. Financing is provided through various loan and lease structures, which are dictated by State and Federal laws.  

For John, the most satisfying part of his job is helping people advance their careers and achieve their goals. John’s advice for prospective clients is:

“Cogent Leasing & Financing is dedicated to supporting state and local governments with affordable financing options for essential-use capital equipment and projects that benefit, and improve, the communities that the municipality serves.”

John has a B.A. in Management from Towson University and is a member of the Association for Governmental Leasing and Financing. He is a longtime resident of White Marsh, MD, where he lives with his family. In his free time, John enjoys traveling, fishing, sports, exercise, and spending time with family and friends.

Talk to John about Your Needs

John is happy to discuss your business’s needs.

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