Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Inside Cogent      News and Media

Cogent Fast Facts

Get to know Cogent Bank and our role in the community.

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Corporate Overview

Cogent Bank is a state-chartered, full-service Florida based commercial bank. We offer a full spectrum of lending, depository, property and treasury management services to meet the unique needs of our clients by offering creative solutions that assist in meeting both long- and short- term objectives.

Our team of more than 100 knowledgeable bankers have local decision making authority and are passionate about the success of our clients. We are physically located in Northeast Florida, Central Florida, Southwest Florida, and the greater Tampa Bay area, but are only ever a phone call away.

We offer our clients a complete array of commercial banking, traditional
lending, property management and treasury management services.
In addition, we have a team of experts in specialized lending divisions
including Small Business Lending (SBA), USDA, Residential Lending,
and Specialty Finance, including Asset Based Lending.

Some of our sophisticated products include:

  • Treasury Management services
  • Robust Online Banking
  • State-of-the-art Mobile Banking service with enhanced security including touch ID and facial recognition
  • Competitive International Wire Transfer
  • Check clearing
  • EFT services to process/originate global transactions

Responsive. Flexible. Innovative.


We believe banking is personal and requires high-touch, innovative solutions designed to make managing financial transactions easier.