FDIC-Insured
- Backed by the full faith and credit of the U.S. Government
To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com
Our Bank Routing and Transit Number is: 063114661
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Cogent Bank is the bank that focuses on you — your responsibilities, your goals, your dreams for the future. We offer a wide range of savings account options to help meet your unique needs.
At Cogent Bank, we offer three distinct checking account options so that our clients can find the right match for their unique requirements—whether you’re looking for a free checking account with no minimum balance or an account that earns interest. And all of our accounts come with standard features and benefits including free online banking and bill pay and no transaction fees. Not sure which account to choose? A Cogent associate can answer your questions and help you open a checking account that works for you.
| Personal Savings | Minor Savings | Personal Money Market | |
|---|---|---|---|
| Minimum Opening Balance | $0 | $0 | $0 |
| Monthly Service Charge | $5.00 | $0.00 | $10.00 |
| Waived if: | $300 Average Daily Balance is maintained | N/A | $2,500 Average Daily Balance is maintained |
| Interest Rate | Yes | Yes | Yes – Tiered Rates Applicable |
| Six free withdrawals per statement cycle¹ | Six free withdrawals per statement cycle¹ | Six free withdrawals per statement cycle¹ | |
| Free Online Banking | Free Online Banking | Free Online Banking | |
| Free e-statement | Free e-statement | Free e-statement | |
| Free mobile banking & mobile deposit capture | Free mobile banking & mobile deposit capture | Free mobile banking & mobile deposit capture | |
| Other Charges | Check and deposit orders |
We know that each community we serve has a diverse range of banking needs within it, from individuals depositing their first paychecks to parents managing the household budget. We strive to provide a variety of personal banking accounts that suit your current needs and long-term financial goals, paired with dedicated and reliable service.
Contact or visit one of our Banking Centers to learn more about our checking and savings account options today.
¹During any statement cycle you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a third party.
A charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. Please refer to the Fee Schedule.
Fees may reduce earnings.