Innovation & Technology Banking in Florida | Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com

Routing Number

Our Bank Routing and Transit Number is: 063114661

You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.

If you "Proceed", the link will open in a new window.

Proceed

You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.

If you "Proceed", the link will open in a new window.

Proceed

Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.

If you "Proceed", the link will open in a new window.

Proceed

Menu

Business Banking      Industry Specialties      Innovation & Technology Banking

Innovation & Technology Banking

A personalized financial experience tailored for innovative and tech-driven businesses.

Contact Us

We Know the Tech & Innovation Ecosystem


At Cogent Bank, we understand the unique needs of the tech and innovation sectors. Our solutions are crafted to support venture capital funded companies seeking accelerated growth. Our team collaborates with you to tailor financial strategies that move your business forward. Businesses we serve within the tech and innovation ecosystem include but are not limited to:

  • Aerospace, Defense, and Aviation
  • Entrepreneurs and Growth Stage Companies
  • Family Offices
  • Life Sciences and Healthcare
  • Private Equity Firms
  • Software as a Service Providers
  • Tech Developers (MedTech, FinTech, AI, IT, etc.)
  • Venture Capital Firms

Meet the Innovation & Technology Banking Team


We are committed to utilizing our local resources and providing exceptional service to support your business needs. Meet the team that is dedicated to helping your business thrive. Our services are designed to meet the diverse needs of businesses in the tech and innovation ecosystem, offering your team the financial support needed at every stage of your growth.

Our Founder’s Edge relationship package provides numerous benefits, including:

  • A full suite of personal banking, checking, and lending options
  • Checking and Money Market Accounts at competitive rates
  • Waived checking fees for 12 months1
  • No incoming or outgoing wire fees for 12 months
  • Internet Banking and Remote Deposit Capture
  • Positive Pay/ACH Positive Pay
  • Escrow Accounts and ACH/Wire Transfer Solutions

Experience our personalized approach with no account relationship minimums, no call centers, and no group email inboxes. You will work directly with a dedicated Relationship Manager and team.

Jacquelyn McIntosh
Jacquelyn McIntosh EVP, Market President - Pinellas County
Location: Clearwater
1After 12-month introductory period the monthly fee of $50 is waived if a $50,000 average monthly balance is maintained.
2Applies to wires initiated via online banking for 12 months. No wire fee for as long as the account remains open.
*Other account fees and restrictions may apply. Please refer to the account disclosures provided at account opening or available upon request.

Contact Us

    Please complete the information below and a Cogent Bank representative will contact you as soon as possible. Your privacy is very important to us. Please do not submit any information you consider confidential such as your social security number or account number when communicating with us through this form.

    * Required


    Superior
    Client Service

    We not only have all the products and services job easier, but we also have local bankers ready to meet in person or take your call when questions arise.

    • Local banking team
    • Property Management Support Team
    • CINC Partner Bank
    • Electronic Accounting Opening and Signature Cards

    Choose Cogent Bank

    At Cogent Bank, we are dedicated to empowering the dynamic world of tech and innovation. Our commitment extends to providing exceptional financial solutions and support tailored to your needs. With our strong capital base, cutting-edge technology, and solid internal infrastructure, we offer a range of services, including:

    • Debt and Lending Facilities
    • Asset-Based Lending
    • Term Debt and Real Estate Mortgages
    • Venture Debt and Bridge Loans
    • Partner Loans and Letters of Credit
    • Private Banking, Wealth, and Retirement Planning
    • Merchant Services, Purchasing Cards, and Blockchain Payments
    Need More Info?