Government Banking - Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com

Routing Number

Our Bank Routing and Transit Number is: 063114661

You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.

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You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.

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Government Banking

Meet operational needs and maximize taxpayer dollars with full-service solutions designed for government entities.

Learn More

We work with public entities including:

  • Local/county and state governments, Community Development Districts, school districts, charter schools, water, sewer, and utility authorities
  • Higher education: community and county colleges, state colleges and universities
  • Transit and airport authorities
  • Public libraries

Products and services for complex cash and liquidity needs:

  • Checking and CD options
  • Debt facilities
  • Customized Services
    • Vendor payments, escrow accounts, merchant services, procurement card program, fraud protection, and a dedicated support team who are never more than a phone call away
  • Digital Banking
    • Online banking includes wire transfers, images of paid items, balance reporting, stop payments, and current day cash position reports
  • Collection Services
    • Image-based lockbox, image cash letter, and more
  • Disbursement Services
    • Positive Pay, full and partial account reconcilement, image of paid items via transmission or CD-ROM, official checks, ACH Positive Pay processing, and zero balance accounts