Government Banking - Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access

Routing Number

Our Bank Routing and Transit Number is: 063114661

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Government Banking

Meet operational needs and maximize taxpayer dollars with full-service solutions designed for government entities.

We work with public entities including:

  • Local/county and state governments, Community Development Districts, school districts, charter schools, water, sewer, and utility authorities
  • Higher education: community and county colleges, state colleges and universities
  • Transit and airport authorities
  • Public libraries

Products and services for complex cash and liquidity needs:

  • Checking and CD options
  • Debt facilities
  • Customized Services
    • Vendor payments, escrow accounts, merchant services, procurement card program, fraud protection, and a dedicated support team who are never more than a phone call away
  • Digital Banking
    • Online banking includes wire transfers, images of paid items, balance reporting, stop payments, and current day cash position reports
  • Collection Services
    • Image-based lockbox, image cash letter, and more
  • Disbursement Services
    • Positive Pay, full and partial account reconcilement, image of paid items via transmission or CD-ROM, official checks, ACH Positive Pay processing, and zero balance accounts