Private Banking Relationship Manager - Tampa - Cogent Bank

Lost or Stolen Debit Card

To report a lost or stolen debit card please call 407.545.2662 during normal operating hours. After hours, please call 1.800.500.1044 immediately or access www.visa.com

Routing Number

Our Bank Routing and Transit Number is: 063114661

You will be linking to another website not owned or operated by Cogent Bank. Cogent Bank is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Cogent Bank of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Cogent Bank.

If you "Proceed", the link will open in a new window.

Proceed

You are leaving Cogent Bank and going to Cogent Private Wealth, a boutique advisory firm offering comprehensive financial planning and investment management services. Some of their products are NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY THE BANK; and MAY LOSE VALUE.

If you "Proceed", the link will open in a new window.

Proceed

Please note that by clicking on this email address, you are leaving the Cogent Bank website and accessing an external email platform. Cogent Bank has no control over the content of any communications contained within this platform and cannot be held responsible for any information exchanged. We caution users to be careful when sharing any personal or sensitive information via email, as it may be intercepted or misused by third parties. By using this email platform, you accept full responsibility for any risks that may arise from its use.

If you "Proceed", the link will open in a new window.

Proceed

Menu

Private Banking Relationship Manager – Tampa

 Job Summary

The Private Banking Relationship Manager is responsible for creating, developing, and managing banking relationships; originating commercial loans and developing deposit relationships; provide introductions and referral opportunities for Cogent wealth management, and ensuring exceptional client service while maximizing the profitability of client relationships and minimizing risk.   

Responsibilities and Duties

  • Through an organized and consultative approach, develops new depository and loan customer relationships with prospective clients.
  • Actively manages and maintains, on an ongoing basis, existing clients by independently monitoring the financial condition and business aspects of a group of customers and independently responds to clients’ daily and long-term banking needs with minimal oversight.
  • Manages and expands existing portfolio by overseeing credit renewals, resolving problems and cross-selling other products with the assistance of product specialists.
  • Meets with centers of influence, business brokers, CPAs, attorneys, real estate agents, business owners, senior executives, and others to evaluate and analyze their financial and business needs, and to provide expert advice to prospective clients. This includes developing a clear understanding of current and potential customers and their business strategies, loan purpose, risk assessments and mitigation of risk, indicated repayment sources through financial statements and asset evaluation.
  • Makes independent threshold determinations regarding the creditworthiness of prospective clients. This includes assessing independently the risks of proposed and existing loans based on multiple considerations, including the nature of the customers’ business, their financial history, whether there is sufficient collateral, future earnings potential, the total Bank obligation involved, expected cash flow and other factors as determined by the relationship manager to be pertinent. This includes reviewing, analyzing, and interpreting financial statements, accounting papers, income tax returns, Bank policies and governmental regulations.
  • Scrutinizes customer and potential customer information provided for evidence of irregularities, discrepancies, and fraud.
  • Structures and proposes credits; negotiates, within guidelines, credit pricing, terms, and structures. Facilitates resolution of the credit approval process.
  • Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
  • Maintains comprehensive knowledge of the bank’s products, services and credit standards, trends in commercial banking pricing and products.
  • Provides introductions and opportunities for Cogent Wealth Management to offer planning and investment services to Private Clients.
  • Keeps abreast of local and national economic, financial, political, and legislative events and climates which could have an impact on corporate and commercial lending activities.
  • Maintains professional and community relations to increase the bank’s visibility and new business opportunities, and to further personal development.
  • Ensures BSA compliance by reading and being familiar with the BSA/AML program/policy; following all BSA/AML/OFAC policies and procedures; and completing all BSA/AML/OFAC related online courses.
  • All other tasks, responsibilities, or duties, as directed by management.

Qualifications and Skills

  • Bachelor’s Degree (BA, BS, etc.) in Business, Accounting, Finance, or a related field required with Three (3) years of credit, commercial loan, banking or financial service experience.
  • Exhibits effective sales and customer service practices and has a firm grasp on relevant legal issues and other necessary information.
  • Maintains confidentiality of customer and employee information.
  • Initiative-taker and able to work independently.
  • Displays a keen sense of urgency, initiative, and drive to complete tasks correctly, with emphasis on working with and through people in the process.
  • Must be able to make sound decisions, have the ability to recognize potential problems, and take corrective action.
  • Flexible to adapt to changing business priorities
  • Good interpersonal skills and communication with all levels of management
  • Able to multitask, prioritize, and manage time efficiently
  • Excellent verbal and written communication skills

Click Here to Apply

Cogent Bank is an Equal Opportunity Employer.